No HOA. Outside of evacuation zones. Not in a flood zone. Zoned for highly rated and desirable schools, including Palm Harbor University High School, Palm Harbor Middle School, and Sutherland Elementary School. Plus, Discovery Academy of Sciencethe #1 Best Public K 8 School in the Tampa Area for 2026 according to Nicheis in the midst of building less than a half mile from home. This beautiful 4 bedroom, 2.5 bathroom home offers modern comfort with coastal vibes. All four bedrooms are thoughtfully positioned on the second floor, highlighted by a luxurious primary suite complete with a private upper level deckperfect for savoring morning coffee or evening breezes. The home boasts three beautifully renovated bathrooms and is engineered for comfort and peace of mind, featuring impact resistant windows and sliding doors, along with a generator back flow hookup. Dual air conditioning units (with a large unit installed in 2021) ensure year round climate control across both levels. Inside, the bright and inviting living room is bathed in natural light from expansive bookend windows, while the dedicated dining area sets the stage for memorable gatherings. Step outside to your fully fenced backyard oasis and gather around the beautifully manicured fire pit with friends and family, while the youngsters play safely on the turf lined side yard, or park your boat through the large double gated fence. Two large storage sheds provide versatile spaceperfect for extra storage or transforming into a serene personal retreat.